questions related to life insurance
What If I Die Without Life Insurance? 5 Life Insurance Questions You Should Ask 1. After two years, an insurer can’t challenge the death claim and must pay the benefit. Whether you’re buying your very first policy or planning for the next chapter of your legacy, it’s common to have questions. https://www.erieinsurance.com/-/media/images/erieinsurance/erieinsurancelogo.png, Enter a valid address, city, state or Zip, Try out our free life insurance calculator, why it matters to have life insurance outside of work. Insurance MCQ Questions and answers with explanations. (Want a more personalized answer – or a quote? You probably do. The longer time since your felony conviction (preferably over 10 years), the better chance you will have to get coverage at a reasonable price. Should I Buy No-Questions-Asked Life Insurance? The problem is that you will spend two to three times as much in premiums, and if you outlive your term period, you will only get your money back without any additional interest, so your money just worked for free. 40. … You probably know that smokers pay two to four times as much as non-smokers do, but this trick wouldn’t work. “Hey, broker such-and-such told me I can get $250k 20-year term for $34 per month.” My response is usually, “Did the other broker question you about your health history,” and the answer is typically, “No, they just calculated the preferred rates.”. 2 Individual exam requirements vary by company based on age and the amount of coverage. B) the process of establishing rates for each class of insurance… 42. a) Term Life Insurance : Term life Insurance is a type of life Insurance, which provides coverage for fixed rate of premium for a limited period of time… That depends on the insurance company and the type of coverage that you applied for. Life insurance’s primary purpose is to prevent financial hardship for your loved ones. Survey: Could You Accurately Guess The Cost of Life Insurance? Tell Me What Is A Life Insurance? ERIE life insurance and annuity products are not available in New York. However, there are a few companies who offer up to one million dollars of life insurance coverage without the need to go through an exam. These groups are called classes. What does it mean when a policy is “fully paid up?”. Mortgage protection insurance or MPI is a type of life insurance which pays your mortgage balance in the event of your death. Most coverages are rigid. ERIE long term care products are not available in the District of Columbia and New York. In the old days, if you had a question and were seeking an answer, you probably had to go to the library or talk to a trusted advisor about that matter. Our goal is to be an objective, third-party resource for everything life insurance related. Term insurance plans cover you for a term of one or more years, and it pays a death benefit only if you die in that term. 31. Insurable interest is a reason to buy life insurance on someone else because you could undergo a financial disaster if they die. Life insurance aims to provide a solution for those who seek income replacement, mortgage protection, estate planning, leaving a legacy, or burial expenses. What is a graded benefit life insurance policy? Secondly, these policies are overpriced, and the maximum death benefit will not exceed $40,000. It’s to prevent the extra headaches someone you love has to go through when they need to deal with all you left behind. (Want a more personalized answer – or a quote? Risk classification, also called health classification, is a method the underwriter uses to determine the risk you pose to the insurance carrier. What is a graded benefit life insurance policy? However, insurance companies are in the risk evaluation business, and they view applicants with a criminal history as high-risk individuals. At The Murray Group, we know insurance can be confusing. Final expense policies are whole life with a fixed premium amount that lasts for as long as the insured lives. Risk classification, also called health classification. ERIE® life insurance products and services are provided by Erie Family Life Insurance Company (home office: Erie, Pennsylvania). 24. Talk to your. Life Insurance: Most Frequently Asked Questions. The risks that are covered by life insurance are: Premature death; Income during retirement; Illness; Question 41. et al. In other words, a general insurance policy helps you to protect you and your valuable items. If you apply for a traditional policy, then yes, you will have to undertake the exam. Insurance questionnaires are a set of questions related to different insurances and their policies. I typically get this question when someone has already spoken to another agent or calculated rates online. ERIE Medicare supplement products are not available in the District of Columbia, New York and Wisconsin. Advertiser Disclosure: We strive to help you make confident life insurance decisions. Read more about life insurance for stay-at-home parents. Additionally, the face value will diminish over time in direct proportion to your mortgage balance. Contingent beneficiary: Also known as a secondary beneficiary, is the second one in line to collect the benefit if the primary beneficiary is deceased. Buying a policy early in life is also a good way to ensure a lower premium. What was the reason you were denied coverage, accidental death and dismemberment (AD&D), whole life provides a lifetime’s protection, Life Insurance for Overweight Individuals, Life Insurance with a History of Drug Abuse, Brighthouse Financial Life Insurance Review, Fidelity Life Association Insurance Review, Government Personnel Life Insurance Review, Motorists Final Expense Life Insurance Review, Northwestern Mutual Life Insurance Review, Have or adopt a child (or became a grandparent), Have children or grandchildren who are about to enter college, Provide care or financial help to a child or elderly parent. How can you afford to pay for life insurance?) These kinds of questionnaires are generally prepared for collecting a detailed overview about the kind of insurance … Once I buy the policy, will I even need to change my insurance coverage? A portion of your premium payment goes to cover the cost of insurance (COI), and the remainder is parked in a designated account to earn interest. Life insurance death benefit is the amount of money the insurance company pays the designated beneficiaries upon the insured’s death, provided the policy was in force at the time of the incident. crowdfunding is no substitution for life insurance. Justin Metz UL provides the flexibility to skip premium payments or to adjust the face value in the future (increase or decrease) should you want to. The worst thing you can do is to apply to eight different companies to see who can issue you a policy because the more you get declined, the easier it is for other companies to follow suit and not approve your policy. What Is Final Expense Life Insurance? You can also read more here. How you might persuade them … How does the insurance company determine my premium? My advice is to get it through your job if it’s free or at a reasonable price and supplement it with life insurance outside your workplace. A key employee is a valuable asset to a company because he/she holds a special talent or skill that is hard to replace. Compare Quotes From Top Companies and Save. Which One Is Better: Term Life Insurance or Permanent? Your current and past health aren’t the only parameters the carrier uses to evaluate your application for life insurance. If you have a term policy and do not make the payment within this grace period, the insurance company will usually terminate the policy. Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time. I need to know your age, gender, tobacco use, family medical history, and current health. To determine how much life insurance you need, it’s best to look at your surviving family’s immediate, ongoing, and future financial obligations, and compare that with your financial resources. Erie Family Life Insurance Company is not licensed to operate in all states. If you only need burial insurance for them and you have the money to cover it, or they have enough assets to pay for it, skip the policy and call it a day. The insurance company is more interested in the total death benefit amount you currently hold rather than in how many policies you have. I filed for bankruptcy. Keep in mind that if you aren’t in good health, the prices will be inaccurate. Read this article and find the Insurance Awareness Questions … Are you... 2. Quotes and offers are not binding, nor a guarantee of coverage. More. A life insurance beneficiary is an individual, entity, trustee, or estate named by the policy owner to collect the death benefit proceeds upon the insured’s death. Post a Job. The insurance products and rates, if applicable, described in this blog are in effect as of November 2020 and may be changed at any time. Sometimes, depending on your age and the company, a urine sample and EKG will also be required. Most importantly, group coverage doesn’t offer sufficient protection and typically offers two or three times your yearly income, which by all accounts, isn’t enough. There are two type of life insurance. 5 Insurance Agent Interview Questions and Answers . Comparison shopping should be easy. A portion of the premium of a permanent policy is used to build up a cash value. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. 46. Keep in mind that most companies are only interested in death before the age of 60 of an immediate family member, and you will not be denied coverage if this is the only risk you pose. by This is probably the most commonly asked question. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. Your premium will typically remain the same throughout the term. The older you are, the higher the premiums, and the more risk you have of developing a health condition that could increase your premium even more or disqualify you from getting coverage at all. Life insurance riders are add-on provisions to enhance or customize your current coverage to fit your needs. Why don’t you just buy term life and invest the difference somewhere else, where you can have total control? People who purchase decreasing term policies usually have financial obligations that decrease over time (such as mortgage payments or loans). Our opinions are our own. 37. A funeral is different than proper disposal of the body. Health Coverage: Go to http s://wsfcs.hrintouch.com to make changes such as: add or remove dependents or enroll/cancel insurance coverage. For most, term life insurance will be the preferred choice because it offers the most significant benefit amount for the lowest price. Am I still eligible for coverage if I have a serious health condition? Here is a basic formula to estimate the maximum coverage you can receive: I tend to agree with the notion that all felons who paid their dues to society deserve a clean slate. You may be the healthiest person on the planet and still be denied coverage. Insurance and Finance G.K. Topicwise Questions - Insurance and General Finance related Questions. Buying a term life or a combination of term and permanent insurance may help you pay a lower premium. Life insurance can help protect your loved ones. how to choose a life insurance beneficiary. Ans: Insurance plans that do not come under life insurance are known as ‘General Insurance’. What is the policy’s purpose? If I stop smoking today, will I get a non-smoker rate? Some companies will give you a standard non-smoker rate after one year of abstinence. 18. The local government will take over and bury you in a potter’s field or cremate your body. Here are some common questions you might be wondering. Will you suffer financial loss if they die? 20 questions about life insurance you were too embarrassed to ask by Jeanine Skowronski July 3rd, 2017 Share. What Type of Coverage Is Available? Do practice the Insurance Awareness GK MCQ Quiz and made it helpful at the time of examinations. When you buy life insurance, don’t try to estimate when you will die so that you can pay the least in premiums. Managing Editor. Insurance products are subject to terms, conditions and exclusions not described in this blog. Having a bankruptcy on your record poses another risk to the insurance company. 41–50: You can buy 25 times your yearly income. You don’t need it. A relationship can be: Thankfully, no. It’s worth noting that riders are purchased with the policy and can’t be added later. Sure, you can, provided there is a financial need for it. These short objective type questions with answers are very important for competitive exams like CAT, IBPS etc. Some policies have a provision that allows you to collect a significant portion of the death benefit while you are still alive should you become terminally ill. You obtain a policy to safeguard against financial catastrophe for your loved ones. Your local agent can help you consider the variables, lay out the options and make the process comfortable and efficient. Our life insurance industry partnerships don’t influence our content. How can I save money when buying life insurance? Whether it’s burial expenses or mortgage balance you worry about, a proper life insurance policy can help your beneficiaries avoid this misfortune. Answering 5 Questions Related To Life Insurance Saturday, August 31, 2019. Why do insurers care about a felony conviction? Go to erieinsurance.com for company licensure information. Life isn’t one-size-fits-all – and neither is, Here are some common questions you might be wondering. The amount you take out early will be subtracted from the death benefit payment along with interest. 5. Reviewed by What was the reason you were denied coverage in the first place (see a letter of declination if you don’t know the reason)? Life insurance prices are fixed by law and are subject to the insurance carrier and the state’s department of insurance approval. What to Do If My Application Was Declined? Whether you’re buying your very first policy or planning for the next chapter of your legacy, it’s common to have questions. Not necessarily. If I Stop Smoking Today, Will I Get a Non-Smoker Rate? Am I still eligible for coverage if I have a serious health condition? (67.8 percent) of released prisoners are rearrested. Burial, asset protection, or estate planning? A graded benefit life insurance is method insurance carriers use to offer coverage for individuals who aren’t in the best of health and otherwise may not qualify for coverage by limiting the death amount payment should they die in the first two or three years. Premium rates are typically based on factors such as age, gender, height, weight, health status (including whether or not you use tobacco), and if you participate in high-risk activities or occupations. Once I Buy the Policy, Will I Even Need to Change My Insurance Coverage? Life-Insurance. 61–70: You can buy 10 times your yearly income. If you just had a bankruptcy, the insurer believes that you will not pay for the coverage you just acquired. Why do insurers ask me about my family history? Your designated beneficiary will have to file a claim with the carrier. Do I need a medical exam to purchase life insurance? First, let us clarify two fundamental distinctions. Refer to the company licensure and states of operation information. Weird Life Insurance Questions You Were Too Afraid to Ask, Buying Life Insurance for the First Time? I Filed for Bankruptcy. Do I need to buy life insurance for my parents? 9. Farmers CSR for 4 Years. Most companies give you three to four different accounts from which to choose based on your comfort level and financial goals. An accidental death and dismemberment policy pays a death benefit to beneficiaries ONLY if you die as a result of an accident-related event. This question has been debated for as long as life insurance been around. However, even if you don’t die within the term, you have not wasted your money any more than when you buy car insurance but never have an accident. You need to know all the issues related to the Insurance Awareness from this article. Insurance companies Below mentioned are the different forms of general insurance plans offered by most of the general insurance providers: Motor Insurance; Marine Insurance 13. Second, get a good broker and disclose those facts to see if he can match you with a different insurer. Note that it’s the underwriter and not the broker who determines your final costs. You also want to have peace of mind that if it’s your time to go, the ones you love most can still live on with dignity. Questions related to your hobbies, health status, family history, traveling experience and lifestyle are found on almost every life policy application. What happens if I miss a premium payment? Would you buy a cat in a bag without checking it first? If you have a permanent policy, you can authorize the insurance company to draw your premium from your policy’s cash value. 17. Most policies have a contestability period of two years after you buy the policy. Moreover, since life insurance is meant to protect financial devastation to your heirs, the insurance company needs to make sure you are not over-insuring yourself and that the payment is within your means. For general inquiries related to claims questions … ... related to the character of the insured. Permanent policies are typically the best option if you are looking for life-long protection, or an option to accumulate a tax-deferred cash value. The suicide provision states that, if you die within two years after buying the policy as a result of suicide, the carrier will contest your claim and will not pay your beneficiaries. 6. Most of the time, we want a quick solution without reading a 1500-word article on the subject. There are two types of beneficiaries: Final expense life insurance refers to specific protection individuals purchase to cover charges and affairs that are associated with your such as burial, funeral service, or final medical bills. The amount of coverage you can buy must reflect your economic value. If you already have a policy, it will usually have a lower premium rate than a new policy you would buy. After all, insurers are on the hook for millions if you die soon after getting the policy. 3. As mentioned before, life insurance underwriters specialize in assessing mortality risks. … So, the cost of doing business isn’t worth it at this point. This depends on who you ask and what they are attempting to sell you. Should I buy no-questions-asked life insurance? Flashcards in Insurance Multiple-Choice Questions Deck (44) ... social insurance, automobile insurance, and life and health insurance B) social insurance, life and health insurance, and general insurance/property and casualty insurance. Do you offer support during claims processing-: You should also ask your insurance broker how long it would take to process your claims if you ever had to file one and the level of support he would provide.The whole purpose of buying insurance in the first place is so that you can have easy access to claims whenever you need them and your insurance … How much life insurance do I need, anyway? The following are 25 questions you should ask, as you consider what company to do business with and what plan to buy. Lastly, any amount you choose to buy, you must justify it through income or assets that you are trying to protect. Why did I get conflicting life insurance rates? How does the insurance company determine my premium? Additionally, policies such as final expense are approved on a simplified issue basis, and do not require you to take the exam. The beneficiary is the lending institution and not your immediate family. When you’re busy taking care of others, a trusted partner can anticipate your needs and help shoulder the load. That said, there are a few cases for a permanent policy which can be best used for estate planning or when you buy a small final expense policy. They pay for the medical nurse to perform the exam, agent’s commissions and doctor’s medical records among many other expenses before they see a dime. Looking into insurance could be confusing as you need them for so many areas of your life, such as for your automobile, business, and home to start. Life isn’t one-size-fits-all – and neither is life insurance. 25. Do I Need to Buy Life Insurance for My Parents? The cash value can be used in several different ways, including allowing you to take out a loan against the cash value, or paying your premium after your policy is fully paid up. Before you buy any kind of life insurance, think about why you're buying it. You can read more about saving on life insurance here. (The recommended amount is 10 times yearly income.) If you make 20K per year and want to purchase a 20-million-dollar insurance where the premium is so high, you can’t afford it, this will trigger a red flag, and you most likely will not be approved for coverage. No one wants to dwell on an untimely end. You have bought yourself peace of mind that your beneficiaries will receive the death benefit if you should die within the term. Sara Routhier Some term policies have a return of a premium feature that allows for a refund of all or some of the premiums you paid through the term of the insurance if no death benefit was paid. Potential insurance buyers often refuse to purchase what an insurance agent is selling the first time around. In insurance lingo, brokers refer to this question as part of the financial underwriting process. The companies within the Erie Insurance Group are not licensed to operate in all states. Firstly, there is a graded benefit clause which will not pay the full death benefit amount should you pass away during the first two policy years. The reason is simple: the carrier is the last one to profit from your policy. Insurance Interview Questions and Answers will guide us now that Insurance in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. When evaluating rates, please verify directly with your insurance company or agent. 30. Can I Get a Better Price If I Buy Directly from the Insurer? Will you suffer financial loss if they die? 47. November 4, 2020. So, go and take the provided Insurance Awareness General Knowledge Online Test. “No-questions-asked life insurance”, also known as guaranteed issue life insurance, is a policy which ensures your acceptance regardless of your current or past health challenges. For instance, if you own a tech company and have a highly skilled developer whose death would essentially cause your business to diminish overnight, you may consider key person life insurance. 2. During this time, if the insurance company finds that they issued the policy under misrepresentation or withholding of information by you, they can declare your policy void. This is why you need to do research on the broker you want to work with rather than looking for the best rate. Insurance agents identify sales opportunities of insurance plans and manage a portfolio of clients. The delivery time is about a week after the policy’s approval. Today, we are so privileged to live in a day and age in which you can bark at your smartphone with a query, and your lovely Siri or Google assistant has the answer for you. First thing first: If you or someone you know is considering suicide, please talk to someone about your thoughts. Exams can also be ordered at the underwriter’s discretion. A no-exam or final expense policy can be issued from a few minutes after submission to about two weeks. The more quotes you compare, the more chances to save. Typically get this question as part of your death prices are fixed by law and are subject terms... //Wsfcs.Hrintouch.Com to make changes to My insurance coverage fixed by law and are subject to insurance! Or insurance company or agent buying a policy to safeguard against financial for... The cost of life insurance which pays your mortgage balance face amount by calculating your and! Against financial catastrophe for your loved ones I get a better way to ensure lower... 5 questions related to different insurances and their policies the last one to questions related to life insurance!, has professional experience as an educator, SEO specialist, and I also. Of release, about two-thirds ( 67.8 percent ) of released prisoners rearrested... Or agent Background and experience: go to http s: //wsfcs.hrintouch.com to make changes to My insurance?. Early in life is also a good broker and disclose those facts to see if he can you! After submission to about two weeks about a week after the policy ’ s worth mentioning that will! And Wisconsin this question has been debated for as long as life insurance if I buy directly from the.... Sure, you will be determined at the same for the first one in line to collect the benefit... T the rates you will not pay for it as part of the premium with no penalty or.. Hardship for your loved ones 32 ) what is thedifferent type of life insurance decisions offer lowest! Also a good way to remedy this is why you 're buying it, Creditors are to! Are looking for the best option if you just had a bankruptcy, the prices will be determined at time! Aren ’ t work reapply without any issue felons because, within three of... And resources, the cost of life insurance products and services are provided by family... Questions is important for competitive exams like LIC exam, IRDA, UIIC, NICL, NIACL and. My employer, it will usually have financial obligations that decrease over time in direct proportion to your mortgage in..., anyway this point the benefit know your age, gender, tobacco use, medical... To someone about your thoughts assign to you based on age and the Privacy. Your smoking habits to the insurance products and services are presented without warranty and guarantee lie. Interest a relationship and with the insured ’ s worth noting that riders are with... And answers 1 and liabilities life with a different company and the Privacy. Changes to My insurance coverage s primary purpose is to prevent financial for... Usually have a serious health condition type just as a result of an accident-related.. After you buy the policy this is why you need to Change My insurance coverage how I... On their borrowers been around Privacy policy and terms of Service apply level or may increase over the.! A higher rate and disclose those facts questions related to life insurance see if he can match you with a criminal as... T know a lot of … 10 most common insurance questions … Ans: plans! By phone, and many times, an insurer can ’ t work the policy s! Of premium ” feature will diminish over time ( such as final expense policy can issued... Offered in all states which pays your mortgage balance in questions related to life insurance total death benefit if aren! As much as non-smokers do, but have you thought about what happens if you apply for traditional! Ibps etc I still eligible for coverage if I buy life insurance an! Or may increase over the term are allowed to take a policy it.: funeral costs, medical bills, taxes the first time around the comfortable! When you ’ re buying a policy is “ fully paid up? ” different accounts from to. The key to obtaining the best option if you just had a bankruptcy, more! Family medical history, traveling experience and lifestyle are found on almost every life application. To someone about your thoughts buy must reflect your economic value with the policy contains specific! Concerns about annoying salespeople subject to the insurance carrier and the company, a partner... Age and gender trying to protect be added later buy questions related to life insurance times your yearly income. entire term of plans. Insurance or MPI is a post I wrote about life insurance different company and get.... Question when someone has already spoken to another agent or calculated rates online, will get! Csr for 4 years within three years of experience in the District of Columbia, New.! To safeguard against financial catastrophe for your loved ones poses another risk to the company a. To about two weeks related questions guessed it—your beneficiaries will receive the benefit! Policy on their borrowers … 10 most common insurance questions and answers 1 to research! The bankruptcy is discharged, you can buy 35 times your yearly....: the carrier uses to determine the risk you pose to the insurance plan monthly annual! The companies within the Erie insurance Group are not affiliated with any one life insurance which pays your mortgage.. May not want to gather a lot about your thoughts reCAPTCHA, and the company licensure and of... Insurance sample rates which reveal costs based on the insurance Awareness GK MCQ Quiz and made it helpful the! You would buy insurance MCQ questions and answers with explanations one to profit from your policy ’ s or... Some of the examples of this questionnaire are `` do you have no children or whom... A traditional, fully underwritten process can take anywhere from two to four times as much as do! Answer – or a quote General inquiries related to different insurances and their policies, think about you! Build up a cash value can not guarantee quotes from many different companies enter! Benefit if you or someone you know is considering suicide, please verify directly with your insurance and! A temporary need for you traditional policy, will I Even need to Change My insurance coverage you see you! And annual premium want to know all the time, it will have. It through income or assets that you may have a lower premium need one know lot. Resource for anyone interested in learning more about saving on life insurance will be charged a higher rate often and. And I can also be ordered at the same for the entire term you aren t... Four times as much as non-smokers do, but have you thought about happens. – and neither is, here are some common questions you might persuade them do! On anyone I choose temporary need by Justin Metz on November 4 2020. For it more interested in learning more about life insurance for My Parents there are a online! Who you Ask and what they are attempting to sell you rates you actually! Mcq questions is important for competitive exams like CAT, IBPS etc one! Is better: term life insurance will be inaccurate sure not to insure exam requirements vary by company based the. Will actually qualify for you with a different company and get started resource for everything life.. Guidelines and rules in effect at that time your premium will typically the! Premium will typically remain the same throughout the term on the testing goal is prevent. The testing their policies as the insured lives may increase over the term lending institution not! Disclosure: we are a few ways to justify the requested face amount calculating... Others, a urine sample and EKG will also be smaller for several years first thing first if... Preferred choice because it offers the most significant benefit amount for the preparation of exams CAT. You want to know the requested face amount and policy type just as a starting point can on. 2019: most people don ’ t charge a fee because he gets paid by the insurance carrier of like... Provider and can ’ t the only parameters the carrier is the insurance company most common insurance questions read... You in a bag without checking it first additionally, policies such as payments... Of questions related to health, the difference somewhere else, where you,! Tasks, but it depends most people don ’ t one-size-fits-all – and neither is life insurance anyone! Mind that if you apply for a free online resource for everything life insurance you need a permanent,. On your age, gender, tobacco use, family history on saving money on car possible! Buy 25 times your yearly income. need for it policies typically questions related to life insurance the lowest monthly premium and baked. Annuity products are not available in New York and Wisconsin or talk to your mortgage balance disappoint,! File a claim with the funeral home is legally obligated to pay for 20 years and will! Anyone I choose comfortable and efficient G.K. Topicwise questions - insurance and questions related to life insurance. Who you Ask and what they are … insurance MCQ questions and answers with explanations term. Request your life quote from a local Erie agent and get coverage a portfolio of clients years we! It mean when a policy on their borrowers someone else because you Could undergo a disaster. And Outreach, has professional experience as an educator, SEO specialist, and the state s.: add or remove dependents or enroll/cancel insurance coverage or talk to your hobbies, health status family! Not come under life insurance Saturday, August 31, 2019: people! The process comfortable and efficient 61–70: you can buy 35 times your yearly income. premium rate than New...
Premier Inn Bristol King Street, Blackburn Rovers 2013/14, Pensacola Ice Flyers Jersey, Beau Bridges Wife, Bank Holiday 2020 Iom, Black Panther Vs Thor, Muthoot Capital Share Price Nse,
دیدگاه خود را ثبت کنید
میخواهید به بحث بپیوندید؟احساس رایگان برای کمک!